IOOF Investments - Investor profiler tool

Q1. How would you describe your understanding of the financial and investment market?

I don't understand investing and would rather rely on someone else to advise me on investing.

I don't really understand the financial and investment market.

I believe I have a reasonable understanding of investing. I understand the importance of diversifying my portfolio.

I have a good understanding of investing. I understand that different market sectors offer varying income, growth and taxation options.

I am an experienced investor. I understand all the investment sectors and the various factors which can influence investment performance.

Q2. How would you describe your confidence in making investment decisions?

I am not confident making investment decisions. I usually don't do any investing or I rely heavily on a financial adviser for advice.

I am not very confident making investment decisions but I still give it a go.

I am reasonably confident.

I am confident in my knowledge of investments. I feel pretty confident that I make the right decision.

I am very confident when it comes to investing. I have a thorough knowledge of investing and how to watch the markets to allow me to make an educated decision.

Q3. As an investor I would describe myself as:

A very inexperienced investor.

A fairly inexperienced investor.

A fairly experienced investor.

An experienced investor.

A very experienced investor.

Q1. How would you describe your reaction to a significant drop in investment value (eg 20% in 1 year)?

I would transfer my investment into a bank account or similar secure investment.

I would transfer some of the investment into an alternative investment portfolio.

I would wait until the market picked up so I could recover the loss and then move my investment to another investment portfolio.

I would leave the investment alone as originally intended.

I would see the opportunity to invest further at a discounted price.

Q2. Achieving high returns over the long term is more important to me than safe investing.

Strongly disagree.

Disagree.

Neutral.

Agree.

Strongly agree.

Q3. Are greater returns over the long term important to you and are you willing to experience the fluctuations of the market?

I am not comfortable with experiencing the potential fluctuations of the market in the pursuit of higher returns.

I am a little uncomfortable with experiencing fluctuations in the market.

I am rather comfortable with the fluctuations assuming the volatility is limited.

I am comfortable with reasonable market fluctuations in the pursuit of greater returns.

I am very comfortable with market fluctuations. I understand that markets fluctuate over the short term, but that over the long term greater returns can potentially be achieved.

Q4. How would you describe your overall investment decisions?

I have never really invested before, other than my superannuation.

I have never lost on investments as I usually invest in secure assets.

The returns have been average. I would like to start making greater returns.

I have experienced some losses with my investments but I am willing to keep trying.

I have made better than average returns on investments and have experienced some fluctuations.

Q5. How would you describe your attitude to risk versus return?

I am a very low risk taker, I need the security.

I am a low risk taker.

I am an average risk taker, not overly concerned with security.

I am a high risk taker, short term security is not an issue for me.

I am a very high risk taker, security is not a concern to me.

                                                How do I select my own investment options?
                                            
Having now identified your investor risk profile, and with help from your financial adviser you can choose to select your own fund managers and investment options. However with so much choice available, it's important that you have the confidence that you have selected the right managers.
Through our multi-manager investment solution, we can give you that confidence by actively managing a broad range of investment options of diversified and single sector funds.
The IOOF multi-manager solution delivers a selection of funds that are diversified across a range of manager styles employing a cross-section of investment strategies and accessing the expertise of some of the best investments managers available. Our experienced IOOF Investments team actively manage nine diversified portfolios and four single sector funds of high quality managers that have varying risk profiles.
The table below has suggested investment options that may be suitable for your particular investor profile.

                                            
                                                
                                                    Investor type
                                                    Growth asset
range %
                                                    IOOF multi-manager
 options
                                                    Growth /
Defensive %
                                                

                                                    Conservative
                                                    0 - 20
                                                    MultiMix Capital Stable Trust
                                                        
MultiMix Cash Enhanced Trust
                                                        
MultiMix Diversified Fixed Interest Trust
                                                    15/85
0/100
0/100
                                                

                                                    Moderate
                                                    20 - 40
                                                    MultiSeries 30
                                                        
MultiMix Conservative Trust
                                                        
                                                    30/70
30/70
                                                

                                                    Balanced
                                                    40 - 60
                                                    MultiSeries 50
                                                        
MultiMix Moderate Trust
                                                    50/50
55/45
                                                

                                                    Growth
                                                    60 - 80
                                                    MultiSeries 70
                                                        
MultiMix Balanced Growth Trust
                                                    70/30
72/28
                                                

                                                    High Growth
                                                    80- 100
                                                    MultiSeries 90
                                                        
MultiMix Growth Trust
                                                        
MultiMix Australian Shares Trust
                                                        
MultiMix International Shares Trust
                                                    90/10
90/10
100/0
100/0
                                                

                                        
IOOF Investment Services Ltd (IISL) ABN 80 007 350 405, AFSL 230703, is the Responsible Entity of the IOOF MultiSeries and IOOF MultiMix Trusts.
For more information on investment options, please speak to your financial adviser, visit www.ioof.com.au/multi-managersolutions or call our Investor Services team on 1800 002 217.

Investor type	Growth asset range %	IOOF multi-manager options	Growth / Defensive %
Conservative	0 - 20	MultiMix Capital Stable Trust MultiMix Cash Enhanced Trust MultiMix Diversified Fixed Interest Trust	15/85 0/100 0/100
Moderate	20 - 40	MultiSeries 30 MultiMix Conservative Trust	30/70 30/70
Balanced	40 - 60	MultiSeries 50 MultiMix Moderate Trust	50/50 55/45
Growth	60 - 80	MultiSeries 70 MultiMix Balanced Growth Trust	70/30 72/28
High Growth	80- 100	MultiSeries 90 MultiMix Growth Trust MultiMix Australian Shares Trust MultiMix International Shares Trust	90/10 90/10 100/0 100/0

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