Your default insurance cover and premiums

This calculator provides an estimate of the current default death, total and permanent disability and income protection cover you may be eligible to receive as at today’s date, and the applicable premiums based on the information entered and the assumptions made.

The results generated by this calculator are indicative only and are based on a series of assumptions. You can edit the assumptions on the relevant page of the calculator. Please see the Product Disclosure Statement for full details of the terms and conditions that apply to your insurance cover and circumstances where a health assessment may be required.

IMPORTANT: This calculator has been updated to take into account insurance premiums which are effective from 1 July 2023. Where your insurance cover is subject to underwriting this may result in a variation to the indicative premiums generated by this calculator.

Enter your personal details

Gender  Male  Female

Date of birth (dd/mm/yyyy)

Pre-tax annual salary $ per  

State you live in

Your occupational classification

Insurance type

Select which type of insurance would you like

Death OnlyDeath and TPD Cover

Default Death and TPD Cover

Default Death Only Cover

Your default Death and TPD cover Your default Death Only cover {{DeathTPD.defaultCover | currencyInt}}

Death and TPD - Premium p.a Death Only - Premium p.a {{DeathTPD.defaultCost | currencyInt}}

Vary Death Only cover amounts

Vary Death and TPD cover amounts

Death Only coverDeath and TPD cover minus plus$

Death Only - Premium p.aDeath and TPD - Premium p.a {{DeathTPD.varyAmountCost | currencyInt}}

Income Protection cover
Default Income Protection cover Based on to age 65 benefit period & 75% of salary

Income protection cover p.a {{IncomeProtection.coverDisplay | currencyInt}}

Premium amount p.a {{IncomeProtection.costDisplay | currencyInt}}

Vary insurance cover options

Percentage of salary minus plus%

Benefit payment period

Waiting period

Income protection cover p.m {{IncomeProtection.variedCoverPerMonthDisplay | currencyInt}}

Premium amount p.a {{IncomeProtection.variedCostDisplay | currencyInt}}

Next steps

Results Summary

Death and TPD Death Only

Your default Death and TPD cover Your default Death Only cover {{DeathTPD.defaultCoverDisplay | currencyInt}}

Default Death and TPD - Premium p.a Default Death Only - Premium p.a {{DeathTPD.defaultCost | currencyInt}}

Varied Death Only coverVaried Death and TPD cover ${{DeathTPD.varyCoverAmount}}

Varied Death Only - Premium p.aVaried Death and TPD - Premium p.a {{DeathTPD.varyAmountCost | currencyInt}}

Income Protection

Selected Income protection cover p.m {{IncomeProtection.variedCoverPerMonthDisplay | currencyInt}}

Selected Premium amount p.a ({{IncomeProtection.benefitPeriodLabel}} benefit period {{IncomeProtection.waitingPeriod}} days waiting period) {{IncomeProtection.variedCostDisplay | currencyInt}}

Discuss your results with your financial adviser or contact Client Services on the details below.

Contact us

arrow 1800 787 372

arrow staff.super@bendigobank.com.au